The Ultimate WordPress Virtual Wallet System
Give users one or more wallets and top up/charge them
The MicroPayments plugin gives you the flexibility to create any virtual currency, rewards, or loyalty program on your WordPress website.
Incentivize engagement by letting users earn, trade, and spend points and make online payments based on real or virtual currencies. Bundle small transactions into a single purchase to simplify in-site transactions and online purchases.
This comprehensive points management system lets users submit online payments using their preferred payment platform such as: WooCommerce, Stripe, PayPal, and other EDD payment platforms.
As always, our code is open source, so developers can use this virtual currency plugin to easily add points based features to their existing plugin or custom applications.
What You Can Do With a Virtual Wallet
- Process small transactions such as PayPal micropayments
- Create a uniquely branded loyalty program
- Build a dedicated rewards portal
- Gamify an e-learning environment
- Incentivize engagement on social media or user forums
Using the MicroPayments Platform Plugin for WordPress
After setting up the WordPress payment plugin and external payment gateways, every registered user is automatically given their digital wallet. Multiple wallets are also supported. They can then instantly load their wallet by purchasing virtual currency with real money or earn points by completing defined actions.
Once there is a balance in their digital wallet, users can spend money from their wallet for in-site transactions as if it was a prepaid credit card.
The admin sets the point conversion rate between virtual currency or points to real currencies.
The wallet and virtual currency solution can be used with the WooCommerce or Easy Digital Downloads cart system to purchase real or virtual products.
Easy Digital Downloads (EDD) – Closely integrated with EDD, the plugin supports two payment methods: a payment gateway in which users can purchase products with a digital currency and the ability to purchase digital currency with real money.
You can also reward bonus points to a user when they purchase existing EDD products and convert MicroPayments points into discount codes for coupons or future purchases.
WooCommerce – WooCommerce plugin integration also supports two payment methods: a payment gateway in which users can purchase products with their digital wallet balance and the option to purchase digital currency with real money.
Bonus points may also be rewarded when users purchase existing WooCommerce products.
Points Management – The points and virtual credit management system supports any type of community site and in-site monetary or points based transactions.
This is perfect for any type of rewards or gamification program within your community or elearning platform.
Virtual Currency – Create a customizable virtual money currency for your site or online community. Use a virtual wallet system to name your own currency, set exchange rates, and more.
Virtual Wallet ManagementGrant users points or money within your virtual currency when they successfully complete an action.Examples: interacting on social media or posting to an online forum (get this fully integrated function with CM Q&A Forum Plugin). |
Automatically Add Points to a User's Wallet |
Transaction BatchingThe MicroPayments plugin lets administrators and web developers batch in-site transactions in a simple and flexible system. |
Points Conversion Table Settings |
Set up membership programs and automatically add or deduct points from a user’s virtual wallet every week or month.
Users can watch their electronic wallet grow, spend the balance on digital or physical products, or gift currency to other users.
MicroPayments Plugin Integration with Easy Digital Downloads and WooCommerce
integrating EDD (Easy Digital Downloads) or WooCommerce lets users purchase physical products and digital goods with your virtual currency or points system.
Note: Users will need to load their wallet with enough virtual currency or have earned sufficient points to complete their desired purchase.
WooCommerce and Easy Digital Downloads Support |
When activated, this plugin will add a new payment gateway to the EDD or WooCommerce checkout area allowing users to purchase with the virtual currency you have defined.
MicroPayments Plugin Use Case Examples
- Web Game Credits – Run an online game and let users earn points according to the levels they complete.
- Reward/Charge Points – Integrate CM Answers Plugin and Frontend User Submitted Posts Plugin to reward or charge users for posting questions, answers or blog posts.
- Affiliate Program – Offer affiliate program and award points to your affiliates, so they can convert the virtual currency to real money.
MicroPayments Plugin Related Use Cases
- How to Allow Users to Buy Points Using Real Money and Sell Items for Points
- How to Let Users Transfer Points to Each Other
- How to Control User Wallets From the Front-end
- How to Create Wallets for Non-Registered Users
- How to Control Wallet From External Apps
- How to Charge and Grant Points for PeepSo Actions
Managing External Wallets
Add or subtract points and check a wallet’s balance from your website or app with the MicroPayments External API Add-on.
Connect your API to MicroPayments and take full control of external wallets from anywhere.
Monetizing ForumIntegrate CM Answers to create a forum and engage a large number of users!
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Forum created with CM Answers |
Using the MicroPayments Platform With Other Plugins
Developers can use the CM MicroPayment Platform to develop their own virtual payment solution with any of the existing plugin features.
Our WordPress digital currency plugin has immense flexibility built into it, with many shortcodes and API methods that can be integrated and quickly adapted to unique use cases. With these capabilities and our expert team of developers, the plugin can be customized to meet just about any user requirement.
MicroPayments Plugin Localization and Supported Languages
Adjusting Plugin LabelsAll frontend labels can be easily changed to any language so the user interface will speak your language |
Localizing labels in the plugin settings |
MicroPayments Plugin Additional Resources
- CM MicroPayments User Guide
- CM MicroPayments Site
- Top 5 WordPress MicroPayment Plugins
- Presentation: Digital Wallets Made Easy
MicroPayments Plugin Related Products
MicroPayments Points and Rewards Plugin Infographic
Infographic showing the many ways to use the MicroPayments Plugin
MicroPayments Platform Image Gallery
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- Paypal batch payments so that there is only one transaction fee for multiple virtual purchases.
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- View the Active virtual wallets of users displaying their virtual money and their transaction history
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- Integrate the virtual money layer with Easy Digital Downloads
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- This example shows how someone could integrate micro-payments with our Question and Answer forum plugin for WordPress.
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- Setting up MicroPayment virtual money
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- Setting up the EDD Payment Gateway
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- Example of Easy digital downloads integrated with CM MicroPayment
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- This shows how to add micro-payments with the download file manager plugin made by CreativeMinds.
Back-end Gallery
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- General
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- General – Easy Digital Downloads Integration
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- General – Built in Paypal
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- General – Wallets
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- General – Admin Dashboard
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- General – Presentation
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- PayPal
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- Notifications
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- Notifications Settings
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- Notifications Settings
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- Notifications Settings
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- Notifications Settings
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- Notifications Settings
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- Labels
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- Periodic Grant_Charge
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- Points
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- Micropayment Platform – Export_Import
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- Micropayment Platform – Reports
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- Micropayment Platform – Transactions
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- Micropayment Platform – Wallets
MicroPayments Platform Online Demo
 | This demo shows the dashboard with the transaction history withing the MicroPayment Plugin |
EXAMPLES OF SITES USING THE MICROPAYMENTS VIRTUAL WALLET PLUGIN
MicroPayments Platform Additional Addons
These addons can be installed with the MicroPayments plugin to give additional functionality.
MicroPayments Plugin Integration With Other CreativeMinds Plugins
MicroPayments Platform Frequently Asked Questions
Please check the user guide to learn more about this plugin.
How does the plugin's checkout process take place when charging payments with real money?
CM MicroPayment has a built-in PayPal Express Checkout mechanism that charges payments via your customer’s Paypal account or via credit/debit card. For cases when that isn’t enough, you can easily integrate CM MicroPayment with the Easy Digital Downloads plugin or WooCommerce and have over 100 different payment gateways available for different sets of needs, such as paying by check, by phone, by bank transfer and more.
Will my users be able to exchange points among themselves?
Yes. Using a shortcode you can add an interface which include the option for user to send points to another user. Also in the settings panel, you can determine which actions performed by your users will enable them to gain more points and which will result in a deduction of points, depending on the features available on your site. For example, if you’re integrating Micropayments with CM Downloads manager, users may charge points for downloading a file they uploaded, and use them later for downloading files uploaded by others. This way, a new layer of virtual money is added to your site, allowing users to exchange points and trade virtual goods between them.
Does this Plugin work with WooCommerce?
Yes, we have added WooCommerce integration. Micropayments can use the WooCommerce checkout and can also apply points when WooCommerce purchases are made.
See these documentation articles to learn more:
Can customers receive payment confirmation emails when they use Micropayments?
Can Micropayments support Cryptocurrencies such as Bitcoin?
Can Micropayments allow me to automatically give my premium users credits each month?
Is it possible to use PayPal Payouts with this plugin?
Yes, but it’s important to note that PayPal requires a business account in order for Payouts to go live. Learn more in this guide: CM MicroPayments – PayPal Payout.
Is it possible to use Stripe Payouts with this plugin?
Yes! We also support Stripe payout.
Can this rewards extension work as loyalty rewards system?
Yes! It does work as loyalty rewards system. This virtual point management plugin for wordpress allows the admin to reward the points to the users’ wordpress wallet and users can use those awarded points to their next purchase .
Can users make dynamic points transactions into multi currencies ?
No! This WordPress Plugin does not work as a multi currency switcher but when admin makes a transaction via PayPal, he can choose currency type. This is the only way admin can pay in the multi-currencies .
Can admin restrict how many minimum points users should have in their wallets ?
No, There is no restriction on the minimum points in this virtual currency plugin.