Virtual Currency & User Transactions
Build a virtual currency system on your WordPress site and manage user balances through internal transactions. Users can earn, spend, and transfer currency while interacting with content and features across your platform.
The plugin supports microtransactions for content access, user actions, and engagement, allowing you to structure payments and interactions within your site.
Users can purchase virtual currency using real money and use it across your site. The plugin integrates with Easy Digital Downloads and WooCommerce and supports payments via PayPal and Stripe.
WordPress MicroPayments includes an API, hooks, and shortcodes, making it easy to extend functionality and integrate currency-based features into your existing plugins or applications.
How the MicroPayments System Works
|
Once the plugin and payment gateways are set up, each registered user gets a digital wallet that can be used for transactions across your site. Key capabilities include:
|
MicroPayments Points Conversion Table Settings |
Integrations and Core Features
Easy Digital Downloads Integration
The plugin integrates with Easy Digital Downloads, enabling customers to pay for products using virtual currency or top up their balance with real money. After purchases, users can be rewarded with virtual currency that can be converted into discount codes or coupons for future use.
WooCommerce Integration
WooCommerce integration works with the same payment model, letting customers use virtual currency to buy products or fund their account with real money. Purchases can also trigger virtual currency rewards, which may be converted into discount codes or coupons for later transactions.
Points and Transactions System
The plugin supports in-site transactions and user interactions through a virtual currency system, making it suitable for community platforms, e-learning sites, and reward-based systems.
Custom Digital Currency
Create and manage your own virtual currency, set exchange rates, and control how currency is used across your WordPress site.
Digital Wallet for MicroTransactions Management
Adding Points to User's Digital Wallet |
Use the WordPress MicroPayments plugin to reward users with virtual currency for completing actions on your site, such as engagement, content interaction, or community participation. This can include activities like social interactions or posting on forums, especially when used together with a WordPress Q&A plugin for community-driven platforms. |
Scheduled Wallet Transactions
|
The MicroPayments plugin allows administrators and developers to batch and automate in-site transactions through scheduled or rule-based operations. This makes it possible to set up membership programs where virtual currency is automatically added or deducted from user wallets on a weekly or monthly basis. |
WordPress Wallet Points Conversion |
WooCommerce & Easy Digital Downloads Integration
WooCommerce and Easy Digital Downloads Support |
The MicroPayments plugin integrates with WooCommerce and Easy Digital Downloads, allowing users to spend virtual currency on digital and physical products at checkout. The plugin adds a virtual currency payment option to the checkout process, enabling transactions using site-defined currency instead of traditional payment methods. Administrators can configure available payment gateways within WooCommerce or Easy Digital Downloads, including providers such as PayPal, Stripe, Skrill, 2Checkout, and others, to enable funding of user wallets. |
Subscriptions With Recurring Payments
|
Recurring Payments allow customers to subscribe to a virtual currency package so their wallet is automatically refilled on a scheduled basis. For each virtual currency package, you can define the billing cycle (daily, weekly, monthly, or annually), the price, and the amount of virtual currency granted on each renewal. The feature works with Easy Digital Downloads (EDD) and WooCommerce via their subscription add-ons. |
Subscriptions |
Fundraising Goals
Fundraising Goals |
Users can create fundraising campaigns on your site and collect donations toward a defined goal. Each campaign includes a description, deadline, and a real-time progress bar to show funding progress. Campaign owners can choose whether to continue or stop accepting donations after the goal is reached. An automated email notification can be sent when the goal is achieved. |
Using the MicroPayments Platform With Other Plugins
|
The MicroPayments platform can be extended and integrated with other WordPress plugins to enable virtual currency features across different types of websites. It includes dedicated add-ons for ecosystems such as PeepSo and BuddyPress, allowing site owners to connect wallet functionality with social networks, user profiles, and community features. In addition, the External API add-on allows developers to access and manage wallets through external applications and services using API calls. |
WordPress Digital Wallet Integration With PeepSo – Example |
Add MicroPayments to Your Forum
Forum created with CM Answers |
The MicroPayments platform integrates with a WordPress Q&A plugin to enable virtual currency for forum activity. Users can be charged for posting questions and rewarded for providing answers. Learn how to charge users virtual currency for posting questions. |
Ready to Monetize Your WordPress Site?
Use Cases for the MicroPayments System
- Process small transactions such as micropayments
- Build loyalty and rewards programs
- Create a dedicated rewards portal
- Gamify e-learning platforms
- Incentivize engagement on social media or forums
MicroPayments Plugin Additional Resources
Launch Your MicroPayments System Today
MicroPayments Platform Features
Please check the user guide to learn more about this plugin.
Wallet Management
Digital WordPress Wallet
Manage website users’ digital wallets. Admin can add or subtract virtual currency from wallets. Using API or shortcode you can also add or remove points from wallets.
Multiple Wallets
Generate any number of wallets for each user.
Wallet Nicknames
Use easy to remember names for wallets instead of long and difficult Wallet IDs.
Load your Virtual WordPress Wallet
Purchase virtual money with PayPal or with any EDD/WooCommerce supported payment gateway. Once virtual currency is purchased it is added to user virtual WordPress wallet and users can redeem points during their purchases on your WordPress site.
Wallet Management
Add or subtract currency units from a wallet. This can be done manually for each wallet while leaving a note for each transaction or by uploading a CSV file containing all wallets and amount to be paid or charged.
Guest Users Wallets
Create wallets for non-registered users.
External Wallet Management with API
Control MicroPayment wallets created by external apps. Requires the MicroPayments External API Add-on.
API
More advanced features include plugin filters that allow you to integrate MicroPayments with your site theme or other plugins and add or subtract virtual currency from user wallets. The API also support connecting to the MicroPayments plugin from mobile apps or external websites.
Points & Currency Management
Virtual Currency
Define virtual currency units. Once defining the virtual currency you can define the plural and singular name for the currency and the conversion rate between real money and the virtual currency.
Unlimited Amount of Currency
Purchase any amount of currency and convert to virtual currency.
Convert Points to Real Money
Convert virtual currency to real money using PayPal or Stripe payout. Admin can define the conversion rate. Money will be transferred to user from admin defined account in PayPal or Stripe.
Send Tip
Allow users to send a points tip to other wallets.
Goal System
Enable users to set up fundraising goals with real-time progress tracking and automated notifications when goals are reached.
Preload Wallet
Automatically earn points or an initial amount of virtual currency when users signup. This is done once a new user signs up or when you initially install the plugin.
Transfer and Top Up Fee
Charge users a flat amount every time they receive, buy or spend points. This deduction will be shown in the log.
Points Management
Administrators have full overview and control over all user balances and log entries. Admin can give or take points from any user, any time.
Points Transfer
Transfer points between users of your website or community by specifying their username and adding a comment.
Convert Points to Discounts
Convert virtual currency to an EDD or WooCommerce discount code to then use during checkout. The best way to reward site interactions.
Decimal Support
Adopt integers (e.g. 2) or decimals and milesimals (e.g. 2.56).
Recurring Deposits or Withdrawals
Add to or subtract from each wallet a specified amount of currency every set number of days (week, month or X days).
Bonus Points
Users are paid points or virtual currency when purchasing real products. Admin can assign each WooCommerce or EDD product an amount to be paid to user once this product is purchased.
Admin Tools
Shortcodes
MicroPayments offers multiple shortcodes which can be embedded in post or pages. All labels appearing in shortcodes are editable and easy to customize directly from the plugin setting.
Import
Import from a CSV file a list of user-id or emails with an amount to add to each wallet. You can also add negative amounts or override wallet value.
Transactions Report
Show users a report of all transactions they’ve made with their wallet and show their point balance.
Localization
The plugin supports translation-ready labels, allowing all interface text to be translated into different languages. It also supports RTL languages and UTF-8 character encoding for international compatibility.
Export
Export all wallets to a CSV file with the user email and amount of virtual currency available.
Integrations
EDD Cart Integration
Integration with Easy Digital Downloads both as a payment gateway and as a checkout option to purchase virtual points. Users can purchase products using your virtual currency and their wallet. The MicroPayment can also appear as a checkout payment gateway so you can be paid at checkout using virtual currency.
Recurring Payments
Offer scheduled point top-ups with automatic renewals and wallet credits, compatible with EDD and WooCommerce subscriptions.
CoinCodex Integration
The plugin supports synchronization with a cryptocurrency aggregator CoinCodex. This allows you to adjust the currency to points ratio in WooCommerce according to a specific cryptocurrency – and this value will be constantly updated.
WooCommerce Cart Integration
Integration with WooCommerce both as a payment gateway and as a checkout option to purchase virtual points. Users can purchase products using your virtual currency and their wallet. The MicroPayment can also appear as a checkout payment gateway so payment can be made at checkout using virtual currency.
PayPal
Plugin can fully integrate with PayPal allowing you to use any payment option for currency exchange and other PayPal functionality without the need to use WooCommerce or Easy Digital Downloads.
Dokan Cart Integration
Integration with Dokan both as a payment gateway and as a checkout option to purchase virtual points.
CreativeMinds Plugin Integrations
Questions and Answers Forum
Experience a mobile-responsive discussion forum where members can post questions, answers, and comments, with integrated payment support.
Download and File Manager
Download Manager plugin provides a secure file-sharing directory for easy uploading, downloading, and sharing of files, videos, and images.
User Submitted Posts
Empower logged-in WordPress users to submit posts without accessing the admin dashboard, featuring payment and moderation support.
Video Lessons Manager
Effortlessly manage video lessons with user and admin progress tracking. This feature-rich solution includes payment support, certifications, and quizzes.
Pay Per Post
Restrict access to posts or pages on your WordPress site and charge users with various payment options for viewing them.
Group Actions Add-on
Multiple Groups
Group Actions add-on allows to organize users in multiple groups and manage their wallets in bulk.
Flexible Rules
Group Actions add-on allows to periodically add or subtract points from multiple users based on groups and/or roles. You can set the amount of points of the transaction and choose the number of days after which each action should repeat.
WordPress MicroPayments Plugin Plans and Pricing
Choose from different license options for the MicroPayments Platform to find the version that best fits your project needs.
Compare License Options
| PLANS | Essential | Advanced |
| Price includes 1 year support/updates. Manual renewal with 40% discount, not a subscription | $99 | $199 |
| Number of Websites / License Activations | 1 | 3 |
| BASIC FEATURES | ||
| Virtual Currency |  | |
| Currency Exchange Rates | | |
| User Wallet Dashboard | | |
| Points Management | | |
| Points Transfer | | |
| Wallet Nicknames | | |
| Guest Users Wallets | | |
| Convert Points to Real Money | | |
| Convert Points to Discounts | | |
| Goal System | | |
| Recurring Payments | | |
| TOOLS | ||
| Shortcodes | | |
| Sales Reports | | |
| Export/Import | | |
| Edit Labels | | |
| INTEGRATIONS | ||
| PayPal Integration | | |
| EDD Integration | | |
| WooCommerce Integration | | |
| Dokan Cart Integration | | |
| CoinCodex Integration | | |
| CM PLUGINS INTEGRATIONS | ||
| CM Questions and Answers Plugin | | |
| CM Video Lessons Manager Plugin | | |
| CM Download Manager Plugin | | |
| CM Pay Per Post Plugin | | |
| CM User Submitted Posts Plugin | | |
| ADD-ONS | ||
| MicroPayments Group Actions |  | |
| MicroPayments External API Add-on | | |
| MicroPayments PeepSo Integration Add-on | | |
| MicroPayments BuddyPress Integration Add-on | | |
| SUPPORT | ||
| Product Knowledge Base |
 |
|
| Priority email support |
|
|
| Product updates |
|
|
| PLANS | Essential | Advanced |
| Number of Websites / License Activations | 1 | 3 |
| Price includes 1 year support/updates. Manual renewal with 40% discount, not a subscription | $99 | $199 |
How to Choose the Right Plan
Compare the features of each license to choose the one that best fits your website requirements.
- Essential: Best suited for websites that need a simple virtual currency system. It allows you to create a wallet-based payment system and use virtual currency across your site. Supports integration with WooCommerce and Easy Digital Downloads for product purchases using wallet balance.
- Advanced: Designed for more complex websites that need extended functionality beyond the core system. Includes all Essential features plus additional add-ons for external API access, automated group actions, and integrations with community platforms such as PeepSo and BuddyPress.
Select the license that matches your site structure and start building a virtual currency system tailored to your needs.
MicroPayments Platform Image Gallery
-
- Paypal batch payments so that there is only one transaction fee for multiple virtual purchases.
-
- View the Active digital wallets of users displaying their virtual money and their transaction history
-
- Integrate the virtual money layer with Easy Digital Downloads
-
- This example shows how someone could integrate micro-payments with our Question and Answer forum plugin for WordPress.
-
- Setting up MicroPayment virtual money
-
- Setting up the EDD Payment Gateway
-
- Example of Easy digital downloads integrated with CM MicroPayment
-
- This shows how to add micro-payments with the download file manager plugin made by CreativeMinds.
Back-end Gallery
-
- General
-
- General – Easy Digital Downloads Integration
-
- General – Built in Paypal
-
- General – Wallets
-
- General – Admin Dashboard
-
- General – Presentation
-
- PayPal
-
- Notifications
-
- Notifications Settings
-
- Notifications Settings
-
- Notifications Settings
-
- Notifications Settings
-
- Notifications Settings
-
- Labels
-
- Periodic Grant Charge
-
- Points
-
- Micropayment Platform – Export/Import
-
- Micropayment Platform – Reports
-
- Micropayment Platform – Transactions
-
- Micropayment Platform – Wallets
MicroPayments Platform Online Demo
WORDPRESS MICROPAYMENTS PLUGIN DEMO PAGES
EXAMPLES OF SITES USING THE WORDPRESS MICROPAYMENTS PLUGIN
MicroPayments Platform Additional Add-ons and Modules
The following list includes additional modules and add-ons that can be installed together with the MicroPayments Platform plugin to extend its functionality.
MicroPayments Add-ons
These add-ons extend the core functionality of the MicroPayments Platform, enabling features such as external API access, automated group actions, and integrations with community plugins and social networks.
MicroPayments Related Plugins
Explore other CreativeMinds plugins that can be used alongside the MicroPayments Platform to enhance your website functionality.
Customer Reviews for the MicroPayments Virtual WordPress Wallet Plugin
| Easy to use
MicroPayments is the plugin to get if you want a no-hassle wallet/virtual currency system that’s super easy to customize. Also, support is fantastic. |
- Get This Plugin!
Having a virtual currency has totally changed the way we do business. It's much simpler now without third-party apps and we use it for all five of our online shops! Great price too!
Having a virtual currency has totally changed the way we do business. It's much simpler now without third-party apps and we use it for all five of our online shops! Great price too!
- Totally delivered
Was looking for a simple way to set up and process small transactions as well as incentivize engagement through social media and this plugin totally delivered on everything from price to functionality to customer service!
Was looking for a simple way to set up and process small transactions as well as incentivize engagement through social media and this plugin totally delivered on everything from price to functionality to customer service!
- Really helpful
I love the fact that you can rename your currency, I use "gold pieces"
I love the fact that you can rename your currency, I use "gold pieces"
- Great!
We used it in two of our websites with different use cases (gamification + shop), works good.
We used it in two of our websites with different use cases (gamification + shop), works good.
- Easy to use plugin
It is the plugin to get if you want a no-hassle wallet/virtual currency system that’s super easy to customize. Also, support is fantastic.
It is the plugin to get if you want a no-hassle wallet/virtual currency system that’s super easy to customize. Also, support is fantastic.